Add "Dividend Reinvestment" action to Schwab importer

data/security_identifiers.csv

@@ -6,5 +6,6 @@ SCHB,,10712436
 SCHE,,10912918
 SCHF,US8085248057,20251231
 VGT,US92204A7028,1781764
+VOO,US9229083632,22423967
 VT,US9220427424,4354003
 META,US30303M1027,14917609

src/opensteuerauszug/importers/schwab/transaction_extractor.py

@@ -25,6 +25,7 @@
     "Cash Merger",
     "Cash Merger Adj",
     "Div Adjustment",
+    "Dividend Reinvestment",
     "Full Redemption",
     "Full Redemption Adj",
     "Foreign Tax Paid",
@@ -409,7 +410,7 @@ def create_cash_stock(
                 requires_settlement=requires_settlement,
             )
 
-        if action == "Buy" or action == "Reinvest Shares":
+        if action in ("Buy", "Reinvest Shares"):
             if schwab_qty and schwab_qty > 0 and isinstance(pos_object, SecurityPosition):
                 calculated_cost = None
                 cash_flow = None
@@ -438,6 +439,23 @@ def create_cash_stock(
                         requires_settlement=True,
                     )
 
+        elif action == "Dividend Reinvestment":
+            if (
+                schwab_amount is not None
+                and schwab_amount < 0
+                and isinstance(pos_object, SecurityPosition)
+            ):
+                cash_stock = create_cash_stock(
+                    schwab_amount,
+                    f"Cash out for {action} {pos_object.symbol}",
+                    requires_settlement=True,
+                )
+            else:
+                raise ValueError(
+                    "Dividend Reinvestment requires a negative amount and a valid "
+                    f"SecurityPosition. Amount: {schwab_amount}, Position: {pos_object}"
+                )
+
         elif action == "Sale" or action == "Sell":
             if schwab_qty and isinstance(pos_object, SecurityPosition):
                 if schwab_qty < 0:
@@ -471,6 +489,9 @@ def create_cash_stock(
                     name=action,
                 )
                 if cash_flow:
+                    logger.info(
+                        f"Creating cash stock mutation for \"{action}\" transaction for symbol {pos_object.symbol}."
+                    )
                     cash_stock = create_cash_stock(
                         cash_flow,
                         f"Cash in for {action} {pos_object.symbol}",

tests/importers/schwab/test_transaction_extractor.py

@@ -483,6 +483,51 @@ def test_action_reinvest_dividend(self):
         assert cash_stock_entry.mutation is True, "Cash stock entry should be a mutation"
         assert cash_stock_entry.quantity == Decimal("555.65")
 
+    def test_action_dividend_reinvestment_creates_cash_outflow(self):
+        extractor = create_extractor("EquityAwardsCenter_Transactions_20260916082416.json")
+        data = {
+            "FromDate": "01/01/2025",
+            "ToDate": "12/31/2025",
+            "Transactions": [
+                {
+                    "Date": "12/15/2025",
+                    "Action": "Dividend Reinvestment",
+                    "Symbol": "GOOG",
+                    "Description": "Debit",
+                    "Amount": "-$558.74",
+                },
+                {
+                    "Date": "12/15/2025",
+                    "Action": "Deposit",
+                    "Symbol": "GOOG",
+                    "Quantity": "1.8079",
+                    "Description": "Div Reinv",
+                    "TransactionDetails": [{"Details": {"PurchasePrice": "$309.0497"}}],
+                },
+            ],
+        }
+
+        result = run_extraction_test(extractor, data, 2)
+        assert result is not None
+
+        goog_data = find_position(result, SecurityPosition, "GOOG")
+        cash_data = find_position(result, CashPosition)
+        assert goog_data is not None
+        assert cash_data is not None
+
+        _, stocks, payments = goog_data
+        assert len(stocks) == 1
+        assert stocks[0].quantity == Decimal("1.8079")
+        assert payments is None
+
+        _, cash_stocks, cash_payments = cash_data
+        assert cash_payments is None
+        assert len(cash_stocks) == 1
+        cash_stock = cash_stocks[0]
+        assert cash_stock.quantity == Decimal("-558.74")
+        assert cash_stock.balance == Decimal("-558.74")
+        assert cash_stock.requires_settlement is True
+
     def test_action_qual_div_reinvest(self):
         extractor = create_extractor()
         data = {