diff --git a/CHANGES/4099.breaking.rst b/CHANGES/4099.breaking.rst
new file mode 100644
index 00000000000..19124fe9ce7
--- /dev/null
+++ b/CHANGES/4099.breaking.rst
@@ -0,0 +1,9 @@
+``ClientConnectorCertificateError.ssl`` now returns the value passed to the
+``ssl`` parameter, an :class:`ssl.SSLContext`, a :class:`bool` or a
+:class:`~aiohttp.Fingerprint`, matching
+:attr:`ClientConnectorError.ssl <aiohttp.ClientConnectorError.ssl>`. It
+previously returned ``ConnectionKey.is_ssl``, a plain :class:`bool`, so the
+same attribute meant different things depending on which of the two exceptions
+was caught. Code reading ``ssl`` on this exception as a boolean should use
+``is_ssl`` on the connection key instead
+-- by :user:`ArockiaRajamanickam`.
diff --git a/CONTRIBUTORS.txt b/CONTRIBUTORS.txt
index 3748922ee71..4cb95362d93 100644
--- a/CONTRIBUTORS.txt
+++ b/CONTRIBUTORS.txt
@@ -54,6 +54,7 @@ Anton Kasyanov
 Anton Zhdan-Pushkin
 Arcadiy Ivanov
 Arie Bovenberg
+Arockia Rajamanickam
 Arseny Timoniq
 Arsh Smith
 Arshiya Tabasum
diff --git a/aiohttp/client_exceptions.py b/aiohttp/client_exceptions.py
index 826533af81a..63dac84261d 100644
--- a/aiohttp/client_exceptions.py
+++ b/aiohttp/client_exceptions.py
@@ -382,13 +382,10 @@ def host(self) -> str:
     def port(self) -> int | None:
         return self._conn_key.port
 
-    @property
-    def ssl(self) -> bool:
-        return self._conn_key.is_ssl
-
     def __str__(self) -> str:
         return (
-            f"Cannot connect to host {self.host}:{self.port} ssl:{self.ssl} "
+            f"Cannot connect to host {self.host}:{self.port} "
+            f"ssl:{'default' if self.ssl is True else self.ssl} "
             f"[{self.certificate_error.__class__.__name__}: "
             f"{self.certificate_error.args}]"
         )
diff --git a/tests/test_client_exceptions.py b/tests/test_client_exceptions.py
index 164bbf58219..3843394a75c 100644
--- a/tests/test_client_exceptions.py
+++ b/tests/test_client_exceptions.py
@@ -1,5 +1,6 @@
 import errno
 import pickle
+import ssl
 import sys
 
 import pytest
@@ -176,7 +177,9 @@ def test_ctor(self) -> None:
         assert err.certificate_error == certificate_error
         assert err.host == "example.com"
         assert err.port == 8080
-        assert err.ssl is False
+        # the fixture sets is_ssl=False and ssl=True, so this asserts that the
+        # attribute follows `ssl` and not `is_ssl`, matching ClientConnectorError
+        assert err.ssl is True
         if sys.version_info >= (3, 11):
             assert_type(err.args, tuple[client_reqrep.ConnectionKey, Exception])
 
@@ -192,7 +195,7 @@ def test_pickle(self) -> None:
             assert err2.certificate_error.args == ("Bad certificate",)
             assert err2.host == "example.com"
             assert err2.port == 8080
-            assert err2.ssl is False
+            assert err2.ssl is True
             assert err2.foo == "bar"
 
     def test_repr(self) -> None:
@@ -211,7 +214,7 @@ def test_str(self) -> None:
             connection_key=self.connection_key, certificate_error=certificate_error
         )
         assert str(err) == (
-            "Cannot connect to host example.com:8080 ssl:False"
+            "Cannot connect to host example.com:8080 ssl:default"
             " [Exception: ('Bad certificate',)]"
         )
 
@@ -224,6 +227,28 @@ def test_oserror(self) -> None:
         assert err.errno == 1
         assert err.strerror == "Bad certificate"
 
+    def test_ssl_is_the_same_as_on_the_base_class(self) -> None:
+        """`ssl` must carry the same value as on ClientConnectorError.
+
+        ConnectionKey has both `is_ssl` (a bool) and `ssl` (the SSLContext,
+        bool or Fingerprint the caller passed). Reading `is_ssl` here made the
+        same attribute mean two different things depending on which of the two
+        exceptions was caught.
+        """
+        context = ssl.create_default_context()
+        connection_key = self.connection_key._replace(is_ssl=True, ssl=context)
+        certificate_error = Exception("Bad certificate")
+
+        err = client.ClientConnectorCertificateError(
+            connection_key=connection_key, certificate_error=certificate_error
+        )
+        base_err = client.ClientConnectorError(
+            connection_key=connection_key, os_error=OSError(1, "Bad certificate")
+        )
+
+        assert err.ssl is context
+        assert err.ssl is base_err.ssl
+
 
 class TestServerDisconnectedError:
     def test_ctor(self) -> None: